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 Dear Friend, We will discuss today on the loan product LAP. Loan Against Property ( LAP ) :- This is a secured Loan product taken by mostly business people . Service class also can take this loan. A loan FREE property is given for mortgage in the bank and loan is taken from the bank . Its a secured loan . Loan is available from a NBFC or BANK by mortgaging their property . Property could be residential , could be commercial . For details you can click & view the following link . https://www.youtube.com/watch?v=hhZKJ7bC4zo&t=8s For any query please get back to me. We are also channel partner for various Banks & NBFCs for giving such loan . 
Dear Friend, During this Covid / corona pandemic everybody should take safety measures. Apart from that people should buy sufficient amount of Health Insurance policy . Only health insurance can save your savings . If you have any policy but that coverage is low than you may take a top up policy to enhance the insurance coverage. Top up policy is cheaper than the main policy as there is deductible amount.  You have to assess your required coverage amount while selecting the coverage of the policy . You can take the new top up policy from any insurance company . But if the base policy and top up policy are not from the same company you will not get cash less treatment from both the policy . You will get claim from any one policy , ideally the base policy only. For more details please click on the following link where I have given a good information of Health Insurance . For any further query you may write back. https://www.youtube.com/watch?v=xyeNpM75LQw Good Day,